Georgia Predatory Lending Attorneys

Columbus Mortgage Fraud Class Action Attorneys

Consumers often trust mortgage brokers, bankers, and loan officers to honestly advise them about the terms of loans. In some instances, however, predatory lenders violate state and federal laws by misrepresenting the terms of loans and taking advantage of borrowers.

At Butler Wooten & Peak LLP, our Georgia predatory lending lawyers pursue class action lawsuits on behalf of consumers who have been systematically defrauded and cheated by lenders and brokers. For a free case evaluation by an experienced attorney, contact us today.

Exposing Illegal and Fraudulent Practices in the Lending Industry

When a bank, mortgage broker or other financial institution violates the law in the way it treats a large group of consumers, a class action lawsuit is often the best way to get results. We have the experience and resources to pursue class actions over issues like the following:

  • Mortgage fraud: As a result of the attention focused on them by the housing crisis, some mortgage brokers have been caught misleading people into bad mortgages and falsifying applications without the applicants' knowledge in order to gain loan approval.
  • Excessive fees: Payday loans and tax refund loans charge extraordinarily high fees as a percentage of loan amounts. Credit card late fees and checking account overdraft fees can also be extremely harsh. In some cases, these fees may violate state usury laws or federal law.
  • Failure to disclose terms and conditions: Lenders may not impose terms and conditions — including fees and penalties — without disclosing them in advance. Our attorneys have the experience to evaluate complex loan agreements.
  • Credit insurance fraud: Insurance on future loan payments is often prepaid in a single premium and financed through the loan. Many consumers do not even realize they have purchased this insurance and end up getting cheated out of unearned premium refunds when they pay off their insured loans early.

Our team of lawyers has real experience getting results in class action cases. We have the insight to determine whether you have a predatory lending or mortgage fraud claim, and if so, whether you can get relief for yourself and people like you through a class action lawsuit.

We are prepared to take on big businesses and their defense lawyers to get the results our clients deserve, and they know it. Don't hesitate to contact us to have our attorneys look over the facts of your case.