Consumer Rights

Protecting Your Rights as a Consumer in Georgia

Car Dealer Fraud - Foreclosure Rescue Scams - Deceptive Advertising

GMAC refusing to honor CD Rates
We are currently investigating potential claims against GMAC for failure to honor published CD rate offers made via Bankrate.com. We have been informed that GMAC offered high CD rates of return at the end of 2008, but failed to process applications from some consumers who attempted to purchase the high yield CDs as the interest rate market declined. GMAC's failure to process the applications may have caused consumers who timely applied for the high rate CDs to miss out on other CD rate deals available in late 2008.

If you have had a similar experience with GMAC or any other banking institution, or have information about such issues, please contact us.

Did you suffer a financial loss because of car dealer fraud, deceptive advertising or unfair trade practices? Were you denied credit because of inaccurate credit reporting? Were you harmed by predatory mortgage lending, mortgage fraud or a foreclosure rescue scam? Was a loved one injured because of a dangerous product? Has your insurance company failed to pay your valid claim for insurance benefits?

At Butler, Wooten & Fryhofer, we stand up for consumers' rights and seek compensation for losses caused by consumer fraud and violation of state and federal consumer protection laws.

Our consumer rights attorneys have obtained many millions of dollars in class actions on behalf of consumers harmed by car dealer financial fraud, including failure to refund unearned premiums for credit insurance, extended warranty coverage and other insurance add-ons after a consumer pays off or terminates a loan.

Contact us online or call us toll free at 1.800.242.2962 to schedule a free consultation with a nationally recognized consumer rights lawyer.

We have the experience and legal knowledge needed to win large settlements and verdicts in a wide variety of consumer rights cases, including:

• Product liability actions for injuries and deaths caused by dangerous or defective products
• Identity Theft Claims against companies or individuals who obtain your personal information and SSN through fraud or use your identity illegally to obtain credit in your name
• Home Improvement Contractor Fraud against contractors, subcontractors and construction companies who take your money and don't perform the work you paid for
• Bad Faith Insurance Claims against insurance companies who fail to pay valid claims or unreasonably delay payment of insurance benefits
• Deceptive Trade Practices for violations of Georgia's Fair Business Practices Act, including trying to pass off used goods as new; bait and switch tactics; and making false or misleading statements about the quality of goods sold, sales prices, the origin or manufacture of the products
• Predatory Mortgage Lending, including lending to consumers who don't have the income to pay the loan, charging excessively high interest rates, loan flipping, large prepayment penalties and other fraudulent loan practices
• Unfair Debt Collection Practices, including continued collection calls after you have requested they stop, trying to collect debts which have already been paid, and other illegal and unethical debt collection tactics
• Foreclosure Rescue Scams by companies who falsely promise to help you avoid foreclosure or keep your house
• Inaccurate Credit Reporting, including reporting debts as past due when they are not, falsely reporting late payments and other mistakes in credit reporting

Claims Against Auto Dealerships

We handle a wide range of consumer rights claims against auto dealers and companies who sell new and used cars, including:

• Car Dealer Financial Fraud
• Lemon Law claims
• Dealers who fail to pay off the loan on the car you traded in, despite agreeing in writing to do so
• Odometer fraud
• Failing to disclose prior accidents or damage to the vehicle

Companies who profit from taking advantage of innocent consumers deserve to be held accountable for their actions. Don't let embarrassment prevent you from seeking justice. It's likely you were not the only consumer who was harmed. Contact our Georgia law firm for more information about how to protect your rights and recover your losses.